diff --git a/tos/tests/test_settings.py b/tos/tests/test_settings.py
index 5ae8c68..2cbeeca 100644
--- a/tos/tests/test_settings.py
+++ b/tos/tests/test_settings.py
@@ -39,6 +39,11 @@ INSTALLED_APPS = (
     'tos',
 )
 
+TEMPLATE_LOADERS = (
+    'django.template.loaders.filesystem.Loader',
+    'django.template.loaders.app_directories.Loader',
+    'django.template.loaders.eggs.Loader',
+)
 
 TEMPLATE_DIRS = (
         '/Users/frank/work/src/django-tos/templates/',